Move money across borders in seconds, not days.
A single API for cross-border transfers, payouts and cash-in / cash-out — with native acceptance of Alipay, WeChat Pay and UnionPay QR. Connect once, settle everywhere, under your own brand.
Native, not a redirect
- PCI DSS 4.0 aligned
- Sanctions screening (OFAC / UN / EU)
- AES-256-GCM at rest
- Audit-grade transaction ledger
What we move
Cross-border flows, one connection.
Transfers, payouts and cash-in / cash-out across currencies and rails — orchestrated through a single integration instead of dozens of local contracts.
Cross-border transfers
Person-to-person and B2B transfers between markets with transparent FX and end-to-end traceability.
- Real-time FX
- Full traceability
- Idempotent by design
- Webhook on settle
Mass payouts
Disburse to bank accounts, cards and wallets at scale — sanctions-checked and reconciled automatically.
- Batch & instant
- Multi-rail routing
- Sanctions screening
- Auto-reconciliation
Cash-in / cash-out
Top-up and withdrawal through local methods, partner networks and QR at the point of need.
- Local methods
- Partner networks
- QR acceptance
- Instant confirmation
International QR
Accept Alipay, WeChat Pay and UnionPay QR natively — one integration, millions of wallet users.
- Alipay
- WeChat Pay
- UnionPay QR
- Wallet rails
Where we operate
Built for the corridors that matter.
A growing network of acceptance and settlement points across Asia, the Middle East and Central Asia — with the wallet rails your customers already use.
Türkiye
- Transfers
- Payouts
- QR
UAE
- Transfers
- Cash-in / out
- QR
Kazakhstan
- Transfers
- Payouts
- Cash-in / out
Kyrgyzstan
- Transfers
- Payouts
China
- Alipay
- WeChat Pay
- UnionPay QR
Indonesia
- Transfers
- QR
- Cash-in / out
Thailand
- Transfers
- QR
- Payouts
Wallet & QR rails
- Alipay
- WeChat Pay
- UnionPay QR
- Local bank rails
How you connect
One API. Live in about five business days.
A single turnkey integration replaces a stack of local contracts and bank connections. We handle routing, compliance and settlement behind one endpoint.
Channels under one contract
- Cross-border transfers
- Mass payouts
- Cash-in / cash-out
- International QR
Turnkey: a single contract and one API instead of dozens of local integrations.
- 1
Request access
Tell us your corridors and volumes. We scope the integration and issue sandbox keys.
- 2
Integrate the API
Connect once to a single REST API with signed webhooks and ready-made SDKs.
- 3
Pass compliance
Onboarding, AML / KYC policy alignment and test scenarios run in parallel.
- 4
Go live
Switch to live keys and start settling — typically within five business days.
For engineering teams
A REST API your team will actually enjoy.
Predictable REST endpoints, idempotency keys, signed webhooks and real-time events over SSE. Official SDKs and a sandbox that mirrors production.
- Versioned API with backwards compatibility
- Idempotency on every mutating endpoint
- Signed webhooks with auto-retry & DLQ
- Sandbox with realistic test scenarios
curl https://api.balancedpay.pro/api/v1/transfers \
-H "Authorization: Bearer sk_live_..." \
-H "Idempotency-Key: 9f3c7..." \
-d '{
"source_currency": "AED",
"target_currency": "KZT",
"amount": 50000,
"method": "bank",
"reference": "ord_42"
}'Compliance & risk
Compliance is built into the rails.
Every transfer and payout passes automated checks before it moves. Screening, identity and audit are part of the flow — not an afterthought.
AML monitoring
Transaction monitoring with configurable rules and sanction-list screening (OFAC / UN / EU) on every flow.
KYC / KYB
Identity and business verification with document review, tiered limits and policy controls.
Cascade routing
Smart routing retries across providers and rails to maximize approval rates and uptime.
Audit & encryption
Append-only audit ledger, AES-256-GCM at rest and TLS 1.3 in transit.
Why banks choose us
Your brand, our infrastructure.
Launch cross-border products without building a payments stack from scratch.
- White-label: your brand, on every screen
- One contract instead of dozens of local connections
- New corridors without new integrations
- Higher approval rates via cascade routing
- Compliance and reporting out of the box
- Dedicated integration and operations support
Built for scale
Engineered to disappear into your stack.
Open new corridors under your own brand.
Tell us your markets and volumes. We scope the integration, issue sandbox keys and get you to production in about five business days.
What you get
- A single API for transfers, payouts and cash-in / out
- Native Alipay, WeChat Pay & UnionPay QR acceptance
- White-label dashboard with role-based access
- AML / KYC and reporting out of the box
- Dedicated onboarding and integration support